Subsidized Finance - Public Guarantees
Manage subsidized credit with a range of specific services
Efficiency
+40%
productivity in managing files
Speed
+ 50%
+50% faster loan disbursement
A solution aimed at supporting access to financing
Take advantage of a range of end-to-end services for the management of public guarantees accessible to financial intermediaries: Fondo Centrale di Garanzia (the Central Guarantee Fund), ISMEA, and SACE. Our consultants are by your side throughout the entire process, helping you through the specific Cerved platform and giving you training and updates on regulations.
A structured workflow to manage subsidized credit
This solution allows you to manage to get subsidized financing for your clients in all phases:
- Preliminary feasibility assessment, by identifying the fund creditworthiness class and calculating the state aid eligibility
- Admission to the Guarantee Fund , by checking documents, eligibility requirements, and uploading the application through the portal
- Post-disbursement and monitoring, by managing deadlines and continuously monitoring significant changes
- Guarantee payment request, including monitoring of the claim process managed by the Guarantees Fund
Manage loan applications with specific tools
Complete the management of public guarantees with specific tools to enhance efficiency and respect regulations:
- DocGest facilitates document exchange with Cerved and allows you to manage and track the entire process of Guarantees Fund applications
- Dimensiona reconstructs a company’s size and connections in real time, in compliance with the regulations required for accessing subsidies
Q&A
What is included in the post-disbursement and monitoring phase?
We take care of managing deadlines, monitoring relevant events, processing additional documents, reporting risk events, and providing support in case of inspection activities by the Guarantees Fund.
How important is the concept of "sizing" in Subsidized Finance?
European regulations and the Ministerial Decree of 18.04.2005 establish that verifying company size is mandatory to determine the eligibility and intensity of subsides. This activity is time-consuming and complex, requiring verification of the several connections among companies.
How does Dimensiona simplify the sizing process?
It’s the only product currently able to deliver a near real-time complete company size profile with public data. It is a reliable platform based on algorithms that ensure high speed in processing information, eliminating the risk of human error.
Discover the ideal subsidies for your clients.
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